01
Identify the risk
Clarify whether the request concerns income, tax, ownership, bank statements, or time period.
RFI Response Guide
RFI Follow-Up and Response Tool
Prepare for post-submission follow-up requests. Compare your case against common RFI scenarios, organize evidence, build the explanation logic, and then send it for consultant review.
02
Rebuild evidence
Use tables to align tax records, bank statements, company files, and the income claim.
03
Build response logic
The reply should make the closed gap obvious to the case officer, not merely add more files.
Common RFI Scenarios
Common RFI Library
A self-check framework for applicants. Before responding, calibrate each point against your actual documents, the original Immigration request, and the timeline.
4 core scenarios
Income proof, tax records, and bank statements do not match
Common risk
Immigration may ask why salary credits, tax years, and company pay cycles do not align.
Response logic
Use a one-page reconciliation table to align salary, bonuses, director fees, tax filings, and bank credits, with a company letter explaining the payment cycle.
Explanation letter angle
My income consists of fixed salary, annual bonus, and director remuneration. Because the company financial year differs from the personal tax year, bank-credit months and tax-year figures may not match exactly. The attachment reconciles income sources, tax filings, and bank records month by month.
Profit attribution for companies owned 50% or more
Common risk
For TTPS Class A claims based on company profit, ownership, audited profit, dividends, and attributable income logic must be clear.
Response logic
Provide incorporation records, NAR1, audited accounts, an ownership chart, and an accountant note showing the applicant's attributable profit.
Explanation letter angle
The applicant owns more than 50% of the company. Based on the audited accounts and ownership structure, the attributable profit for the relevant period is HKD ______. Supporting documents include NAR1, audited accounts, and an accountant note.
Personal investment gains treated as TTPS Class A income
Common risk
Property sales, stock gains, and capital gains normally should not be used as core TTPS Class A income.
Response logic
Separate employment / business income from investment gains, and only include salary, business income, or attributable company profit in the income claim.
Explanation letter angle
To avoid confusion, this application does not include personal investment gains in the TTPS Class A income claim. The claimed income consists only of salary, business income, and attributable company profit, as detailed in the attached income classification table.
TTPS Class A income is not from the immediately preceding 12 months
Common risk
Calendar-year or prior tax-year figures may not satisfy the logic of the 12 months immediately before application.
Response logic
Rebuild the income table by counting back 12 months from the application date, with monthly proof, tax records, and bank statements.
Explanation letter angle
This income table is calculated by the continuous 12 months immediately before the application date, not by a single calendar year. Each monthly income item is matched with company proof, tax records, and bank statements.
After receiving an RFI, do not just add documents.
The key is to rebuild income, tax, bank, company, and claim logic into an evidence chain a case officer can understand quickly.